Who am I?

Hey, I’m Vilna and I’m so glad you’re here! By Vilna is my online home where I share my journey of paying off the final $53K in student debt, building toward Coast F.I., and learning how to live a life of abundance and purpose.

Over the years, I’ve grown my net worth to over $100K; but this blog isn’t just about numbers. It’s about creating a lifestyle that feels intentional: from budgeting challenges and no-spend weeks, to gym girlie moments in my late 30s, to styling my natural hair and putting together church outfits that make me feel confident.

Here you’ll find a mix of personal finance, lifestyle resets, beauty on a budget, and faith reflections. Think of it like scrolling my IG or TikTok feed — but with more space to breathe and dive deep.

Most importantly, I want By Vilna to be a safe, encouraging space. A place where women in their 30s and 40s can see themselves, feel inspired, and know they’re not alone on this journey.

So grab your coffee (or tea), make yourself at home, and come along with me. Let’s build abundance together.

I like…

Trips to ULTA. History documentaries. Daily walks. Peanut butter sandwiches. Worship Music